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第三者責任險
释义
第三者責任險
dì sān zhě zé rèn xiǎn
责任险指依特别法如运输法、海商法等或民法规定,被保人因意外事故,使他人遭受身体伤害或财务损失,构成侵权行为,而必须负担的法定赔偿责任。至于第三者责任险中的第三者,指保险公司与被保人以外的第三人。譬如台航直升机撞死的路人即是。因此保险在投保责任险后,即可将因意外事件而须负的法律赔偿责任,转由保险公司承担。
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更新时间:2026/10/6 14:52:31